Financial Services

AIIC can support your growing business with loan opportunities

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AIIC provides interest-bearing loans to First Nation entrepreneurs for the purpose of establishing, acquiring, diversifying or expanding a business. In some cases, equity financing may also be available. Interest rates are competitive. Loans are generally for periods of up to 5 years.


Financial Assistance

  • Loans to on and off-reserve businesses;
  • Equipment loans;
  • Loans to set up a new business;
  • Loans to expand business
  • Loans for working capital;
  • Equity Financing;
  • Life insured loans;
  • Fixed or floating interest rates;
  • Flexible repayment terms;
  • Competitive rates/terms.

Applicants for financial assistance must:

  • have a business plan which shows that their business will be profitable;
  • contribute their own equity as a portion of the total financing of the business;
  • have adequate collateral security;
  • have an acceptable credit rating.


To be eligible for AIIC services, applicants must meet the following criteria:

  • must be a Status Indian who has resided in Alberta for at least one year;
  • if a corporation or partnership, the Status Indian must own at least 51% of any shares, participate more than 51% in profits, and above all, must be active in managing the business;
  • The applicant’s head office must be in Alberta.


The following types of funding applications are generally ineligible for A.I.I.C financing services:

  • personal, housing or consumer loans;
  • farming, ranching or other agricultural ventures;
  • feasibility studies;
  • Investment properties.